Capitalissues

December 2025

Kiwibank the first to move on the new capital standards: strategic foresight or another bailout?

The state-owned bank cancels its $500m equity issuance following regulatory relief from the RBNZ.

Dec 19, 2025 • Cetier the First

Big Banks, Farmers, and Capital Requirements: 2025 Season Finale?

Tomorrow's RBNZ decision might look like an ending, but in bank regulation, the show never really stops

Dec 16, 2025 • Cetier the First

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New Zealand's recent bank performance in three graphs

A bit late, but here are some updated graphs of the largest New Zealand banks.

Dec 8, 2025 • Cetier the First

October 2025

Size matters

How the RBNZ and Oliver Wyman use an old trick to make us believe that our banks are overcapitalised

Oct 1, 2025 • @cetier1

September 2025

Welcoming Dr Anna Breman: New RBNZ Governor

Capital Issues extends a warm welcome to Dr Anna Breman, who has been officially appointed as Governor of the Reserve Bank of New Zealand.

Sep 24, 2025 • @cetier1

Let the data speak

The graphs below, once seen, cannot be unseen.

Sep 2, 2025 • @cetier1

August 2025

How Media Helps Banks Win While Claiming to Help Borrowers

Some months ago, I attended a meeting of the Finance and Expenditure Committee’s inquiry into banking competition.

Aug 26, 2025 • @cetier1

From Fortress to Mainstream: RBNZ Dials Back its Capital Ambitions

The Reserve Bank of New Zealand (RBNZ) has opened consultation on its 2025 Review of Key Capital Settings.

Aug 25, 2025 • @cetier1

Banking Competition Inquiry: Familiar Themes, Uncomfortable Conclusions

Parliament's Finance and Expenditure Committee has released its Inquiry into Banking Competition. Much like the Commerce Commission's market study…

Aug 22, 2025 • @cetier1

July 2025