Bank capital is complex, so here is my blog.
Banks are important, and even more important is bank capital. It is the most important tool that a bank can use to manage its business. Bank capital is undergoing changes. Gone are the days of capital ratio’s that were close to zero. Today’s new rules require banks to hold more capital. The question is how much capital should a bank need and how should it be structured.
The bad news on bank capital is that there is no Capital for Dummies book. But that should not discourage you. Plus, most of the information about bank capital is public.
This blog is there to assist those who decide and discuss capital issues. It is written by a capital specialist formerly working at a central bank. I contributed directly to the Basel III capital definition and disclosure rules, and the European implementation of the Basel III capital parts. He assisted Systemically Important Banks with capital transactions for over $15bn.
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